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The choice of the professionals

The versatile software developed by Anygraaf's personnel has altogether over 200 customers in Finland: newspapers varying from small local papers to newspapers with more than one hundred editors, printing offices, news agencies, image agencies and book publishers.

Customer oriented

Anygraaf views clients not as customers, but as partners. We define our success as the sum of our customers’. That’s why we take the time to listen to our customers and work with them to develop the tools they need to effectively meet their needs. We don’t build what we think is the best solution, we build what our customers tell us is the best solution to do their work.

Experience in system development

The team responsible for the development of Anygraaf products offers more than 20 years of experience producing solutions for the publishing industries. Today, more than 15,000 users of Anygraaf’s content and financial management systems are at work meeting their organizations’ publishing needs throughout Europe and North America.

SEPA (Single Euro Payments Area)

European Payment Council, the European Central Bank and the European Commission have jointly created a Single European Payments Area (SEPA), wherein all electronic payments are considered domestic. There is no difference between national and intra-European cross border payments. The goal is to improve the efficiency of cross-border payments and turn the national markets into a single domestic one. SEPA will enable customers to make cashless Euro payments anywhere within the area using a single bank account and single set of payment instructions. Launched in January 2008, SEPA is expected to be fully implemented by the end of 2010.

The following SEPA services are being introduced in stages in Finland during the transitional period:

" SEPA credit transfer

" SEPA debit card

" SEPA direct debit

SEPA (Single European Payments Area) promises to provide numerous changes for all businesses, banking institutions and individuals, including billing, IBAN, BIC bank identification numbers, reference numbers and direct debits.

How does SEPA affect AProfit and CProfit?

SEPA services must be used in cross-border payments within the Single Euro Payments Area. The current direct debit payment methods within Finland will cease by the end of 2010; the final schedule has yet to be established. Current direct debits can be replaced by either eInvoice (Finvoice) and/or a SEPA direct debit. SEPA direct debits will provide a debit notice to the customer two months prior to the due date, as per to SEPA regulation.

Anygraaf can provide AProfit and CProfit customers with the necessary modules and updates for compliance.

Please contact Anygraaf at

for more information.

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